Dear Savvy Senior: How do I go about making a family health history? Most of my relatives have died before age 65, so my doctor recently suggested I create a family history to help identify my genetic vulnerabilities. —

Dear Savvy Senior: Because of my mobility problems, I’m thinking about getting a walk-in bathtub that’s easy to get in and out of but could use some help selecting one. What can you tell me about walk-in tubs, and can you recommend some good companies that make and install them? — Bubble Bath Betty

Dear Savvy Senior: Can you write a column on ethical wills and how to make one? The attorney that made up my will recently suggested I write one as a tool to explain the intentions of my will, as well as express my thoughts and feelings, but I don’t know where to start. —

Dear Savvy Senior: What tips or tools can you recommend that can help seniors and their caregivers keep up with medications? My 82-year-old mother, who lives alone, is supposed to take several different medications at various times of the day but often forgets. —

Dear Savvy Senior: Where can I find out about alternative transportation services for my 80-year-old mother? It’s time that she gives up driving, but we need to figure out how she’ll get around. —

Dear Savvy Senior: My husband and I, who are both 66 years old, have fallen behind on our mortgage payments and have accumulated quite a bit of credit card debt over the past few years. Where can we get help? —

Dear Savvy Senior: What can you tell me about the flu shots designed for older adults? I got sick last winter after getting a standard flu shot and would like to find out if the senior-specific flu vaccine is worth getting. —

Dear Savvy Senior: How much does cremation cost and how can I find a good deal in my area? I would like to get a simple, basic cremation that doesn’t cost me, or my family, a lot of money. —

Dear Savvy Senior: What can you tell me about geriatrics doctors? My father, who’s 82, takes eight prescription drugs for different health issues but hasn’t been feeling himself lately. I’m wondering if he would benefit by seeing a geriatrician in place of his regular primary care physician. —

Dear Savvy Senior: What can you tell me about senior home-sharing programs? I’m 76 years old and am interested in renting out a spare room in my house for extra cash and for some help around the house. —

Dear Savvy Senior: What can you tell me about electric bicycles? A friend of mine, who’s almost 70, recently got one and absolutely loves it. He told me he rides more now than he ever did his regular bicycle. —

Dear Savvy Senior: What do I need to do to get Social Security disability benefits? I’m 60 years old and have some health problems that won’t allow me to work, but I’ve read that getting disability benefits is difficult. —

Dear Savvy Senior: Can you recommend some tips on finding and choosing a good financial planner? My wife and I are both in our late 50s and would like to get some professional advisement to help us better prepare for our retirement years. —

Dear Savvy Senior: I own two dogs and a cat that I would do almost anything for, but expensive veterinary bills put a strain on my budget. Is pet insurance a good idea? —

Dear Savvy Senior: My 70-year-old mother has become somewhat of a hoarder. Since my father died a few years ago, her house is so disorganized and messy with stuff that it’s becoming a hazard. What should I do to help her? —

Dear Savvy Senior: How does Medicare cover ambulance services? About three months ago, I took an ambulance to the hospital emergency room because I rarely drive anymore, and I just received a $1,100 bill from the ambulance company. —

Dear Savvy Senior: Can you recommend any conservative membership organizations for older adults that offer discounts too? AARP is way too liberal for my liking. —

Dear Savvy Senior: Can men get osteoporosis or is it primarily a problem for women? When I fell and broke my wrist last winter the doctor that treated me told me I might have osteoporosis, but I never got it checked. What can you tell me? —

Dear Savvy Senior: Are there any sources you know of that can help me save on my Medicare coverage? I’m 65, live primarily on my Social Security and am having a hard time paying my Medicare out-of-pocket costs. —

Dear Savvy Senior: I recently read that seniors are the No. 1 purveyor of fake news on the Internet. Is this true, or is it fake news? If it’s true, how can seniors go about spotting fake news? —

Dear Savvy Senior: I need to locate a good in-home caregiver for my 83-year-old mother. What’s the best way to find and hire one? —

Dear Savvy Senior: I just found out I have stage 1 hypertension and my doctor recommended I get a home blood pressure monitor to keep an eye on it. Can you offer me any tips on choosing and using one? —

Dear Savvy Senior: I recently received a strange call from a Social Security employee. He told me my Social Security number had been suspended because it was involved in a crime, and that I needed to reactivate it and secure my bank funds by withdrawing them and putting them on gift cards. I…

Dear Savvy Senior: Can you recommend some good websites for finding cheaper travel accommodations? My husband and I love to travel, but hotel costs eat up our budget so much that we can’t afford to go as often as we’d like. We’ve used Airbnb with some luck but are wondering if there are othe…

Dear Savvy Senior: As a teacher for 20 years, I receive a pension from a school system that did not withhold Social Security taxes from my pay. After teaching, I’ve been working for a small company where I do pay Social Security taxes. Now, approaching age 65, I would like to retire and appl…

Dear Savvy Senior: Can you recommend some good tools and tips for senior gardeners? My 77-year-old mother loves to work in the garden but over the past few years has been plagued by injuries. —

Dear Savvy Senior: What can you tell me about the different enrollment periods for Medicare? I’m planning to work past age 65 and understand Medicare offers initial, special and general periods in which I can enroll. How does this work? —


Dear Savvy Senior: I have heard that the VA has a benefit that can help veterans and spouses with long-term care costs. We recently had to move my 86-year-old father — who served in the U.S. Army nearly 60 years ago — into an assisted living facility, and my mom isn’t far behind. Can the VA help? —

As a member of the United States Foreign Service, I was proud to represent the interests and values of America in eight countries over my 25 years of service, including serving as the U.S. Ambassador to Benin and the U.S. Ambassador to Chad.

Dear Savvy Senior: The U.S. Census Bureau is in the process of recruiting thousands of workers for temporary jobs to help collect valuable data for the 2020 Census, and retirees are ideal candidates. Can you write a column to get the word out? —

Dear Savvy Senior: My son is getting his Ph.D. next month, and I would like to fly my parents in from across the country for his graduation, but I have some concerns about the flights. My dad is 82 and has trouble walking long distances and uses an oxygen tank for his COPD. What airport or a…

Dear Savvy Senior: What’s the best, environmentally safe way to dispose of old and unused medications? My mother has a medicine cabinet chocked-full of pills, some of which haven’t been touched in 25 years, and I’d like to clean it out for her. —

Dear Savvy Senior: What can you tell me about three-wheeled bicycles? I’m 65 years old and would like to start cycling again but I have some occasional balance problems and don’t trust myself on a two-wheeler. What can you recommend? —

Dear Savvy Senior: What can you tell me about the Supplemental Security Income program and what are the eligibility requirements? My father is very low-income, so I’m wondering if this is something he may qualify for. —

Dear Savvy Senior: I will be retiring in a few months and need to get some health insurance for my wife and me until we can enroll in Medicare. What are my options? —

Dear Savvy Senior: What can you tell me about palliative care? My husband suffers from lung disease and is receiving radiation for prostate cancer but is not terminally ill. I’ve heard that palliative care can help him with his pain and discomfort. What can you tell me? —

Dear Savvy Senior: Is there anything seniors can do to stop perpetual robocalls? It seems like I get five to 10 a day on my home and cellphone, and I’m sick of it! —

Dear Savvy Senior: I will be enrolling in Medicare in a few months and would like to know how Medicare covers vision services? I have vision insurance through my employer but will lose it when I retire. —

Dear Savvy Senior: Can you recommend some good stair lift companies? I have a difficult time getting up and down the stairs anymore and am interested in purchasing a stair lift for my house but could use some help choosing one. —

Dear Savvy Senior: Are there any proven strategies to preventing cognitive decline? I have a family history of dementia and worry about my own memory and cognitive abilities as I grow older. What can you tell me? —

Dear Savvy Senior: What are the IRS income tax filing requirements for retirees? My income dropped way down when I had to retire last year, so I’m wondering if I need to file a tax return this year. —

Dear Savvy Senior: What tips or resources can you recommend to help elderly seniors extend their driving years? My dad, who’s 82, is still a decent driver, but I worry about his safety going forward. —

Dear Savvy Senior: I take several medications for multiple health conditions, and the prices keep going up, even with insurance. Can you recommend any tips that can help me save? —

Dear Savvy Senior: How does one fight against workplace age discrimination, and where can I turn to for help if I think I’ve got a case? —

Dear Savvy Senior: What are the warning signs for glaucoma? My 65-year-old brother lost some of his vision because of it but never had a clue anything was wrong. Could I be at risk too? —

Dear Savvy Senior: Can I deduct my Medicare premiums, deductibles and copayments on my income taxes? I had a knee replacement surgery last year and spent quite a bit on medical care out-of-pocket and would like to know what all I can write off. —

Dear Savvy Senior: I recently read an article about how “smart home” devices can help seniors with aging in place. What types of smart home products can you recommend that can help with this? —

Dear Savvy Senior: My siblings and I don’t know much about our elderly parents’ financial situation or their wishes if something happens to them. When mom broke her hip last year, it got me thinking we need to be better prepared. What’s the best way to handle this, and what all should we know? —